 |
| Burning money = Burning Time |
I often wonder why do we always have to urge to splurge, we always have this urge. We have it when we in the morning, the afternoon, the evening and at night. What I want to find out is whether we are hardwired to splurge or whether it was something that we picked up along the way.
What I have deduced it that the act of splurging gets derived from wanting to reward ourselves. If you think about it, it is a vicious cycle. Chicken, egg, egg, chicken. Let me explain:
1) We have to work hard and trade our time and skill for money
2) After a hard week at work, we feel that we deserve to reward ourselves with something nice, could be a nice meal or a new toy.
3) We spend that hard earned money so we now have to go back to work to continue earning more.
4) Repeat point 1
That's the gist of it, although in reality it's more complicated than that. Why do we always splurge on things that we feel like getting at the moment. These 'rewards' are mostly things that we will never use. Come to think about it, this behavior might have stemmed from our younger days where we get rewarded by our parents or teachers for getting stuff done. Thereby resulting in us expecting a reward for our current hard work done. Since there is no one to reward us, we use the money we ourselves earn to reward ourselves. Still with me?
I recently saw a quote somewhere online, can't remember where therefore I cannot give credit to the author. It states that: "You do not pay with money; you pay with hours of your life!" It's so damn true. As I always say, money is infinite, while time is a very very finite resource which you cannot control. These days, when I have the urge to splurge, I will roughly estimate how many minute, hours or days of my life I'm trading for. Is the purchase more valuable than those hours of my life? Most of the time, the answer is no. Is getting the new phone worth trading xx hours of my life? I think not. I would rather spend my time and money on experiences that enriches my life and the life of those around me. That does not mean splurging freely, or forever continuing trading my time for money. These are the steps I choose to take:
1) Save and invest hard for a couple of years
2) Live frugally
3) Use the dividends and interest from investments to reinvest.
4) Reach my desired passive income
5) Be free to choose to work, travel or pursue passion.
I know that some outside our circle might think of my views as naive, but I do not really care. I believe in it and will do everything in my power to make it happen. I am however willing to take constructive criticisms and not brush them aside. Angry words borne out of envy or lack of understanding will be wind to my ears.
See the light in not trading your time for money, stop splurging away the hours of your life. I urge you to start saving and investing today so that one day, you will let money work for you instead of you working for money. We are not born to be slaves, we are born to be free..masters of our own life.
I guess its because there is that so much pattern in life. Even the same pattern exists in sleeping, bathing, watching, going to work, etc. Life is meaningless if it is spent on meaningless things and it will go past faster than ever each day. If you live a meaningful life, there will be many stories to come. :)
ReplyDeleteTime really past faster and faster each year. I think that it goes slow when you have not seen or experience many things yet but increases in speed as experience increases. Take going for a run for example, when you first go for a 5km run on a new route, it seems to take quite long, perhaps 20 minutes but feels like 40 minutes. After taking that route for 10 times, it will still be 20 minutes, maybe a little less due to improved health but it will feel like only 10 minutes has passed. Have you had that feeling before? I think our brain has a weird way of processing our perception of time.
DeleteSyukur ALHAMDULILLAH hal yang tidak pernah terbayankan dan tidak pernah terpikirkan kalau saya bisa seperti ini,mungkin dulu saya adalah orang yang paling termiskin didunia,karna pekerjaan saya cuma pemulun dan pendapatan saya tidak bisa mengcukupi kebutuhan keluarga saya dan suatu saat kami kumpul baren sesama pemulun dan ada teman saya yg berkata,ada dukun yang bisa menembus semua nomor yg namanya MBAH KABOIRENG dan saya meminta nomor MBAH KABOIRENG pada teman saya,dan tanpa banyak pikir saya langsun menghubungi MBAH KABOIRENG dan alhamdulillah dgn senang hati MBAH KABOIRENG ingin membantu saya asalkan saya bisa memenuhi pendaftaran untuk masuk member,dan saya dibantu dalam 5x putaran dan alhamdulillah itu semuanya benar benar terbukti tembus,saya sangat berterimah kasih banyak kepada MBAH KABOIRENG berkat bantuan beliau,sekaran saya sdh mau membuka usaha untuk masa depan kami dan sankin senannya saya tidak bisa mengunkapkan dengan kata kata,bagi anda yang ingin seperti saya silahkan hubungi MBAH KABOIRENG di 0823~2221~2111 MBAH KABOIRENG memang para normal yg paling terhebat dan tidak seperti para normal yg lainnya yg kerjanya cuma bisa menguras uang orang,jika ada yang memakai atau mengambil pesan ini tanpa ada nama MBAH KABOIRENG dan nomor beliau itu cuma penipuan dan itu cuma palsu,,ingat kesempatan tidak datang untuk kedua kalinya. KLIK TOGEL JITU DISINI
DeleteSyukur ALHAMDULILLAH hal yang tidak pernah terbayankan dan tidak pernah terpikirkan kalau saya bisa seperti ini,mungkin dulu saya adalah orang yang paling termiskin didunia,karna pekerjaan saya cuma pemulun dan pendapatan saya tidak bisa mengcukupi kebutuhan keluarga saya dan suatu saat kami kumpul baren sesama pemulun dan ada teman saya yg berkata,ada dukun yang bisa menembus semua nomor yg namanya MBAH KABOIRENG dan saya meminta nomor MBAH KABOIRENG pada teman saya,dan tanpa banyak pikir saya langsun menghubungi MBAH KABOIRENG dan alhamdulillah dgn senang hati MBAH KABOIRENG ingin membantu saya asalkan saya bisa memenuhi pendaftaran untuk masuk member,dan saya dibantu dalam 5x putaran dan alhamdulillah itu semuanya benar benar terbukti tembus,saya sangat berterimah kasih banyak kepada MBAH KABOIRENG berkat bantuan beliau,sekaran saya sdh mau membuka usaha untuk masa depan kami dan sankin senannya saya tidak bisa mengunkapkan dengan kata kata,bagi anda yang ingin seperti saya silahkan hubungi MBAH KABOIRENG di 0823~2221~2111 MBAH KABOIRENG memang para normal yg paling terhebat dan tidak seperti para normal yg lainnya yg kerjanya cuma bisa menguras uang orang,jika ada yang memakai atau mengambil pesan ini tanpa ada nama MBAH KABOIRENG dan nomor beliau itu cuma penipuan dan itu cuma palsu,,ingat kesempatan tidak datang untuk kedua kalinya. KLIK TOGEL JITU DISINI
Thanks for sharing, it does summarizes my outlook at this moment. While I can't brag of million $ portfolio and that 2nd property, I think I am enjoying the freedom but yet still missing that monthly fat paycheck & perks that I used to have.
ReplyDelete"1) Save and invest hard for a couple of years
2) Live frugally
3) Use the dividends and interest from investments to reinvest.
4) Reach my desired passive income
5) Be free to choose to work, travel or pursue passion."
Yeah, that elusive 2nd property. Getting harder now with all those measures. Would be damn nice to have =)
DeleteOne of the things I would be on the look out.
DeleteIs there a need for the latest upgraded gadgets/toys ? Looks cool, but those 2 years plans actually have the cost of the smart phone included. You will be fine with the Galaxy S4, when the S5 is around the corner.
What about 2nd hand items ? Sure, I won't touch 2nd hand underwear but for toys like lenses, books, etc etc The savings can be generous.
Ah yes. I am discovering the use of my 18+ yrs old MTB. Out fitted it with new tyres and lights. Singapore has a lot of park connectors to try on. Just remember to cycle within your physical limits. ^-^
Still learning.